Private Lending

When the banks say no, private lending offers a smarter way forward.
Get the funding you need—fast, flexible, and on your terms.

Who are Private Lenders?

Private Mortgage Lenders use their own funds from personal, business, or investor sources to offer financing outside traditional banks.

Why consider Private Lender Financing?

Flexibility

✅Private lenders offer more leeway when it comes to loan terms, interest rates, and repayment structures—giving you a financing solution that fits your unique situation.

Higher Approval Rates

✅ Whether you have credit challenges, unconventional income, or have been declined by traditional lenders, private financing is often more accessible.

Faster Closing Times

✅ Speed matters. Private lenders streamline the process so you can close quickly and take advantage of time-sensitive opportunities in the market.

Who can benefit from Private Lending

People actively working to improve their credit profile but need financing now.

Self-employed individuals with non-traditional income

Newcomers to Canada With limited or no Canadian credit history.

Clients facing foreclosure or needing short-term relief for debt consolidation

How it works is so simple

You will be directed to an easy to fill-out application.

Let's discuss

I will review your individual financial situation and offer solutions custom tailored to your needs.

buy your dreamhome!

Once you found the perfect home, let's close the deal!

Frequently Asked

Yes, when sourced through a reputable lender and clearly structured.

Typically yes—but for many, the speed and flexibility outweigh the cost.

Not necessarily. Private lenders focus more on equity and your overall profile.

Private lending is a popular option for real estate investors because it allows for faster closings and more flexible approval criteria. It’s especially helpful when purchasing multiple properties, flipping homes, or seizing time-sensitive investment opportunities.

Amazing Results

5/5
"Greg was very helpful in advising me on applying for a reverse mortgage so I could purchase my new place before selling my old one. Very patient in explaining everything. I would highly recommend him. Thanks Greg"
Karen P
5/5
“I had an excellent experience working with Greg as my mortgage broker. He was incredibly proficient, knowledgeable, and made the entire process seamless. Greg went above and beyond to ensure I understood all my options and secured the best deal possible. I highly recommend him to anyone looking for a reliable and dedicated professional!“
Lidia M.
5/5
“Greg was referred to me by my realtor. He is an outstanding mortgage broker and is very knowledgeable. He is very honest and works hard to get you a the best possible deal. As a new homebuyer, he took the time to explain everything in a lot of detail and answered all my questions. He is very patient and is very approachable. I highly recommend him. “
Lora R.

Contact me
Greg Horvath
604-788-9454

Get a mortgage that fits your life- not the other way around

Smart Solutions Designed for You